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Car Loan Center

Get an Auto Loan in Wilsonville, Oregon

Welcome to the Wilsonville Toyota Car Loan Department. Check out our financing specials while you're here. You can also use our online form to get a quick and accurate response on financing your next new Toyota or used car. Your financing information is encrypted in a super-safe digital format and is never sent through E-Mail.

Although we use Toyota Financial Services as our primary lender, we have the ability to provide financing for New and Used vehicles through dozens of sources. Protecting your credit history and respecting your financial situation are paramount to all of us at Wilsonville Toyota.  So even if you've had some rough patches in the past, we will do everything possible to make the car of your dreams affordable.

Be sure to check out our other services including Toyota car repair and auto parts.


*Note: You must be 18 years of age or older to receive financing from Wilsonville Toyota-Scion. Review our Privacy Statement for more on how we use and protect your private data.
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Financing Navigation

Contact Information

Wilsonville Toyota

9155 SW Boeckman Road

Wilsonville, OR 97070
workMain:
503-582-9040
serviceToll Free:
1-877-582-9040
partsParts:
503-783-5910

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

"Dealership really helped us by putting together creative short term financing."

S.H., Prius, Salem